When planning a vacation or needing to travel, everyone focuses on crafting the perfect itinerary or finding the best places to stay. Though not all travelers think about getting travel insurance, the minimal costs paid for coverage are a significant benefit, especially when faced with losing hundreds or thousands of dollars due to an unexpected delay or cancellation of your trip.Whether you’re planning a luxurious all-inclusive vacation or a simple weekend getaway, travel insurance is, in my opinion, always worth it. On average, travel insurance can cost between two and eight percent of the total cost of the trip. When you think about it, it’s not a lot of money to protect you if you need to file a claim due to an emergency, bad weather, or for personal reasons.